Workers’ Compensation FAQs
Most people don’t spend much time thinking about Georgia’s workers’ compensation system until they get hurt at work. If this has happened to you, you probably have many questions about how workers’ comp works. Read on for answers to some of the most frequently asked questions I get at my Valdosta office.
When does an injury qualify for workers’ comp?
An injury or illness qualifies for workers’ compensation benefits when it arose out of and in the course of your employment. This means the injury must have occurred while you were performing your job duties during work hours.
Can I get workers’ comp for a car accident?
You potentially can if your work duties involve driving, for example, if you deliver packages or drive a taxi. However, injuries from a crash during your commute to or from your job generally are not considered arising from your work duties.
What kind of workers’ compensation do I qualify for?
There are four types of workers’ comp benefits, depending on the severity of your disability and how long you and your doctors believe it will last. These are:
- Temporary partial disability
- Temporary total disability
- Permanent partial disability
- Permanent total disability
Which one of these you should seek depends on your diagnosis and prognosis for recovery. There are also survivor benefits from close family members of someone who died of work-related injuries or illness.
Can I see my own doctor?
Generally, you must use a doctor selected by your employer. But you usually get to choose from a panel of at least six available physicians, at least one of whom must be an orthopedic specialist. And the doctor you choose can arrange for a referral or consultation with any other physician they want. Otherwise, your employer can choose to contract with a workers’ compensation managed care organization to handle their employees’ work injury exams and treatment.